How to get Paytm Loan?

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How to get Paytm Loan

Who knows when, where and who needs a bank loan. How to get a quick loan at such a time, this keeps coming to mind. Do you know Paytm app se loan kaise le? Yes this is a good way.

As you know Paytm is an online payment app through which we can transfer money to anyone sitting at home .

Apart from this, Paytm has also started a new facility for its customers which is a fast loan facility. Now you can easily get Personal or Business Loan sitting at home through Paytm Application.

Many people are not aware about the loan facilities of Paytm, so in today’s article we will tell you that Paytm loan kaise len ? Along with this , we will also discuss about the benefits of taking a Paytm loan .

What is Paytm (What is Paytm?)

Paytm is a payment app through which we can make online payment and can also do things like mobile recharge , light bill payment and bill payment etc.

Apart from this, we can also do online ticket booking through Paytm. This is a Fintech company whose founder is Shankar Sharma.

What is Paytm Loan (What is Paytm Loan?)

Paytm has partnered with some commercial banks and NBFCs. So that Paytm can also provide personal and business loans to its customers.

Paytm is providing loan up to 2 lakhs to its customers. Paytm Personal Loan can be easily availed by Paytm.

If you want to take Paytm Business Loan then you have to download Paytm for Business App where you will be able to take Paytm Loan through Merchant Landing Program.

Paytm claims that it completes all the loan related process for its customers within 2 minutes and provides instant paytm loan to its customers.

Paytm Loan Eligibility Terms and Conditions (Term & Condition for Paytm Loan?)

Whoever wants to take a loan through Paytm, then first of all he has to fulfill some terms and conditions of Paytm which are as follows -:

Who gets Paytm loan?

  • Applicant should have full KYC on Paytm.
  • To get a business loan, download the Paytm for Business app separately and complete the KYC.
  • While taking a loan, fill all the information related to the bank on Paytm so that your loan can be approved immediately.

Terms and conditions are applicable to all, with this there should be more eligibility which is mentioned below.

Eligibility Criteria for Paytm Loan .

There are many people who want to take loan through paytm but they are not aware that paytm se loan kaise le ? So we would like to tell you here that first of all you have to meet some qualifications for paytm loan, only then your Paytm loan can be approved.

  • The age of the applicant should be between 25 to 60 years.
  • Applicant must be a citizen of India.
  • The applicant’s credit score should be 700 or above.
  • The applicant should have an income source.
  • If the applicant is a salaried person then he must have work experience of 2 to 3 years. Along with this, he should be working in any one company for at least 1 year.
  • Applicant’s salary should be up to 25 thousand rupees.
  • If the applicant is doing any business of his own, then his annual income should be 1 to 1.5 lakh rupees. And his business should be running for at least 2 to 3 years.

What are the documents required to take loan from Paytm? You need very few documents for this which are given below.

Required documents for Paytm Loan .

Many times the Paytm Loan of the customers is not approved and the question arises in the mind of the customers that Paytm loan kaise le ?

The reason for the customers not getting the paytm loan approved is also the lack of correct documents. Therefore, to take a paytm loan, you must have the following documents.

  • PAN card or Aadhar card
  • Residence certificate or birth certificate for address proof
  • Income Proof- Bank statement of last 30 months and salary slip of last 3 months (for employed persons)
  • Copy of Bank Statemt for 6 months and income tax return for 2 years (for non-employed persons)

How to apply for Paytm Loan? (paytm personal loan kaise le) .

If any individuals need a loan to fulfill their needs, then that person can apply for Paytm Loan. Here we are telling you to apply Paytm Personal Loan.

  • First of all open your Paytm app and login.
  • After logging in, you have to scroll down and go to the option with Loan & Credit card.
  • On that option, you will see an option of Personal Loan, on which you have to click.
  • On clicking, a page will open in front of you where you will be asked to apply for the loan, out of which you have to click on apply.
  • After clicking, you will be asked for some acceptance, where you have to click on allow.
  • Now you will be asked some personal information which you have to fill. If you have already given all your documents and information on paytm, then you will also get this option filled. After filling all the things you have to click on Proceed
  • Now further you will be asked information related to your income, out of which you can give your income information according to your own.

When you enter all your income information, you will be told how much loan you are eligible for.

  • Now you will be shown all types of EMI options from which you can choose your preferred EMI option.
  • Now you can confirm your Paytm loan by clicking on Continue. In this way you will get Paytm Personal Loan easily.

In this way, anyone can apply paytm personal loan online, who will have a valid Paytm account, the partner will be already active Kyc .

How much can I get Paytm Loan ?

Paytm provides loan from 10 thousand to 2 lakh to its customers. Paytm Loan interest rate is not fixed. It depends on the customer’s credit score and loan amount, how much interest rates the customer will have to pay.

Although the interest rates of Paytm Loan start from 0.09% percent. Apart from this, paytm charges some processing fees from the customer while giving the loan. In which processing fees are 2% of the loan amount and 18% GST is applicable.

How to repay Paytm Loan? (How to do Paytm Loan Repayment) .

Paytm loan repayments can be made using the Paytm app. To make Paytm Loan payment, you have to follow some process -:

How to pay paytm loan In Hindi.

  • First of all go to your Paytm app and login.
  • After login, search Loan Payment.
  • As soon as you search, you will see the option on the loan, on which you have to click.
  • On clicking, you will see the names of some vendors from where you have taken the loan. If you have taken Paytm Loan then you choose Loan through Payment option.
  • As soon as you choose, you will be asked some information related to your loan, which you will have to fill.
  • After filling you will be asked your bank related information.
  • After filling your bank related information, you have to make your EMI payment.

Now Paytm will deduct your EMI from your bank account every month. So that if you forget to pay your EMI, then you will not face any problem.

FaQs Paytm loan apply, Repayment, Interest & Others.
How much interest is charged on taking Paytm Loan?

The interest rates for taking a loan from Paytm can range from 0.09 percent to 13%.

How to get 10000 loan from Paytm?

To take 10000 loan from Paytm, you have to complete the procedures given in this article.

What is the customer care number of Paytm?

Paytm loan customer care number is 1800 208 1516. Keep in mind that paytm loan customer care numbers will not work after holidays and time.

I want instant loan what to do with Paytm?

The most important thing is to take any loan, your Cibil score should be very good, which should be above 750. Just decide which PayTM loan you want.

Paytm loan gives 20,000?

Yes, looking at your income, Paytm loan can give loan of 60,000, 20000 or more.

How to Download Paytm Personal Loan EMI Calculator?

There is no need to download PayTM Loan EMI Calculator, just go to Paytm’s EMI Calculator Link and fill the rest of the information by selecting your loan type.

What will be the Paytm 2 lakh loan interest rate?

It depends on the type and tenure of the loan. If Personal Loan is required from Paytm for 5 years, then interest rate of up to 60100/- will have to be paid. If you want this then see above Paytm se personal loan kaise le .

Can Paytm Loan Foreclose?

Paytm loan can be closed absolutely anytime whenever you want.

Now you must have understood this from your business par loan kaise le paytm, send Paytm loan kaise lete hain to your friends who need it. Keep in mind to avoid any fraud and secure by seeing paytm personal loan reviews

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