Best LIC Plan to Invest in 2022: Whenever it comes to investment, we are always in search of such an investment, where our money is not only safe, but also gives good returns after a time. With this, whenever we need money in future, then we should have that good fund ready, so that we can get financial security. In such a situation, let us know, those five best life insurance policies, from which you can not only get a good return, but can also create a good corpus for yourself in the future.
LIC Jeevan Umang Policy
This is life insurance of LIC. It is also called partnership plan. Because it also gets the final edition bonus. In this, after the premium paying term, the benefit of 8% of the Sum Assured is available for life or till the age of 100 years. If you live up to 100 years then you get a huge maturity. Prior to this, if any untoward incident happens to the insured, then the nominee gets a huge relief in the form of death benefit. Loan facility is also available in this policy. The risk coverage in this is till the end of the policy term.
LIC New Jeevan Anand Policy
Any person of 18 years or more can invest in this policy of LIC. The maximum age for taking the policy is fixed at 50 years. It is necessary to take a minimum sum assured of Rs 1 lakh. On the death of the New Jeevan Anand life assured, the nominee gets an assured and integrated bonus. If the policyholder survives for the entire term, he/she will be given the Sum Assured along with the Deposit Bonus.
LIC Jeevan Labh Policy (Jeevan Labh LIC Plan)
LIC’s Jeevan Labh plan can become the first choice for those who wish to get high returns along with insurance cover. The bonus offered in this plan of LIC is much higher than other insurance plans. Due to which we get very high returns at the time of maturity of this plan. The most important thing about this plan is that in this, the subscriber has to pay the premium for a few short years. For example, if you are taking this plan for 16 years, then you have to pay premium only for 10 years. Whereas for 21 year plan you have to pay premium for 15 years and for 25 year plan you have to pay premium for 16 years. The minimum age for taking this plan has been fixed at 8 years and maximum 59 years. Under this plan, customers will get monthly, quarterly, Facility to deposit half yearly and yearly premiums is available. Along with this, you also get tax for loan benefits from this plan.
LIC Jeevan Lakshya Policy
Jeevan Lakshya plan, one of the best plans of LIC, helps you to make a better future for your children. The special feature of this plan is that even after the death of the policyholder, the maturity amount is given. At present, the premium of this policy is very high and in this, the customer also gets a rebate of 3 years in paying the premium. For example, if the policy holder takes this policy for 20 years, then he has to pay for 17 years only. On the other hand, if the insured dies before the completion of this plan, then the policy continues in this condition. For this no amount is taken from the family of the policy holder. At the same time, 10 percent of every sum assured is given to the family of the holder till the policy maturity. At present, the minimum age for this plan has been fixed at 18 years and maximum 50 years. By taking this plan in their name, customers can secure the future of their children.
LIC Jeevan Shanti Policy
There is another better policy of LIC named Jeevan Shanti Policy. This is for those people who want to get regular income. That is, want to get pension in future. It is a single premium policy which provides a fixed income pension. This is a policy of Joint Life with Return of Purchase Price. That is, as long as you and your life partner remain, they will get pension. After that your nominee will get the money invested by you.